SBI Q4 Profit Rises 6% YoY to ₹19,684 Crore, Falls Short of Estimates.

State Bank of India Q4 Results

India’s largest lender, State Bank of India (SBI), reported a 5.6% year-on-year increase in standalone net profit for the fourth quarter. However, the results fell short of market expectations due to pressure on margins and lower operating profit.

The bank posted a net profit of ₹19,684 crore, compared with ₹18,643 crore in the same period last year. Despite the growth, the figure was below analysts’ estimated profit of ₹20,312 crore.

Net Interest Income Below Expectations

SBI’s Net Interest Income (NII) rose 4.1% year-on-year to ₹44,380 crore. However, this number also missed Street expectations, reflecting pressure on profitability.

Operating Profit Declines

Operating profit before provisions declined significantly to ₹27,704 crore, compared with ₹32,862 crore in the previous quarter, indicating weaker operational performance.

Dividend Announcement

SBI declared a dividend of ₹17.35 per equity share for FY26.

• Record Date: May 16, 2026
• Dividend Payment Date: June 4, 2026

Stock Falls Over 5%

Following the earnings announcement, SBI shares came under pressure and were trading more than 5% lower during afternoon trade.

Source: Moneycontrol

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