NPCI International and ACLEDA Bank Introduce UPI Payments in Cambodia

NPCI International and ACLEDA Bank Introduce UPI Payments in Cambodia

In a major step toward strengthening cross-border digital payments, NPCI International Payments Limited (NIPL), the international arm of the National Payments Corporation of India (NPCI), and ACLEDA Bank Plc., Cambodia’s leading commercial bank, have launched Unified Payments Interface (UPI) payment acceptance across Cambodia.

The initiative enables Indian travelers to make secure and seamless payments at Cambodian merchants using UPI-enabled mobile applications. Through integration with Cambodia’s national QR payment system, KHQR, Indian users can simply scan merchant QR codes and complete transactions directly from their bank accounts without the need for cash or currency exchange.

Strengthening Digital Connectivity Between India and Cambodia

The launch marks an important milestone in enhancing financial connectivity between India and Cambodia. Through interoperability between UPI and KHQR, both countries aim to simplify cross-border transactions, promote tourism, and support expanding trade and business activities.

Representatives from NIPL stated that the partnership reflects India’s commitment to expanding its digital public infrastructure globally. UPI has earned international recognition for its speed, security, and convenience, and its entry into Cambodia further strengthens its global footprint.

Benefits for Cambodian Merchants

The integration provides Cambodian merchants with access to millions of Indian travelers who increasingly prefer digital payment methods.

Businesses across sectors such as:

• Retail
• Hospitality
• Tourism
• Services

are expected to benefit from faster transactions and improved customer experiences.

Implementation in Phases

The collaboration between NIPL and ACLEDA Bank is being rolled out in phases.

Phase One

Indian customers can make payments at KHQR-enabled merchants throughout Cambodia using UPI-supported applications.

Future Phase

Cambodian consumers are expected to gain the ability to use their domestic payment applications for transactions at UPI-enabled merchant locations in India, creating a two-way payment corridor between the two countries.

Growing Global Influence of UPI

Industry experts view the launch as another example of India’s growing influence in the global fintech landscape.

UPI has emerged as one of the world’s most successful real-time payment systems, processing billions of transactions every month and serving as a model for digital payment innovation worldwide.

The introduction of UPI payments in Cambodia is expected to:

• Boost financial inclusion
• Improve travel convenience
• Strengthen economic ties between India and Cambodia
• Support cross-border commerce

Conclusion

The launch of UPI acceptance in Cambodia marks another milestone in the international expansion of India’s digital payments ecosystem.

The initiative is expected to simplify cross-border transactions while strengthening tourism, trade, and financial connectivity between the two nations. With future phases enabling two-way payment interoperability, India and Cambodia are taking an important step toward building a more connected and digitally empowered financial ecosystem.

Disclaimer

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