About OnEMI Technology (Kissht) IPO
OnEMI Technology Solutions Limited, incorporated in 2016, is a technology-driven lending company in India that provides digital credit solutions for both personal consumption and business needs through its mobile applications.
. The company operates under two key brands: Kissht, its digital lending platform, and Ring, its payments application. Through these platforms, OnEMI enables both online and offline merchants to offer seamless consumer credit and EMI-based payment options.
.Its lending operations are supported by its NBFC partner, Si Creva Capital Services, which manages critical processes such as loan disbursement, KYC verification, and EMI collections.
. As of December 31, 2025, the company had 63.73 million registered users and had served 11.17 million customers. During the same period, its Assets Under Management (AUM) stood at ₹59,557.53 million, reflecting its growing presence in the digital lending space.
OnEMI Technology (Kissht) IPO Company Financials